Working Capital Advance

At ARMUS Capital, we provide Working Capital Advances, a fast and flexible financing solution that helps businesses access the capital they need without the restrictions of traditional loans.

Unlike term loans, our advances are repaid as a percentage of your daily or weekly sales, ensuring that payments adjust based on your revenue flow. With factor rates as low as 1.12, businesses can secure upfront capital while keeping cash flow manageable.

Whether you need funds for expansion, inventory, payroll, or unexpected expenses, our Working Capital Advance provides quick access to funding without long approval processes or rigid repayment schedules.

What is a Working Capital Advance?

A Working Capital Advance is an alternative financing option where businesses receive a lump sum of cash upfront and repay it through a percentage of their future sales. Unlike traditional loans, this financing structure does not have fixed monthly payments or interest rates. Instead, businesses repay using a factor rate, and payments fluctuate based on daily or weekly sales volume.

Key Features of an ARMUS Capital Working Capital Advance

Advance Amounts:
$10,000 – $250,000
Factor Rates
As low as 1.12
Repayment Structure
A percentage of daily or weekly sales (adjusts with revenue)
Approval & Funding:
Get approved in as little as 24 hours, with funding in 48 hours
No Fixed Payments:
Repay as your business earns—pay less when sales are slow, and more when sales are high
No Collateral Required:
Approval based on revenue, not assets

How Can a Working Capital Advance Help Your Business?

Our Working Capital Advance is designed for businesses that need fast access to cash without the burden of fixed monthly payments. It’s a great solution for:

Managing Cash Flow & Covering Short-Term Expenses

If your business experiences fluctuating cash flow, this advance provides a steady infusion of working capital, helping cover payroll, rent, and other essential expenses.

Expanding Your Business

Planning to open a new location, upgrade equipment, or launch a marketing campaign? A Working Capital Advance provides the funds to fuel your growth without traditional loan restrictions.

Purchasing Inventory & Supplies

Stocking up on inventory ahead of peak seasons or capitalizing on supplier discounts is easier with quick and flexible funding that adapts to your sales volume.

Handling Unexpected Expenses

Emergencies and unforeseen expenses can strain your business. With fast access to capital, you can handle unexpected costs without disrupting operations.

No Fixed Payment Pressure

Unlike loans with fixed monthly payments, our Working Capital Advance ensures you only pay when you make sales. This keeps cash flow flexible and prevents financial strain during slower periods.

Why Choose an ARMUS Capital Working Capital Advance?

At ARMUS Capital, we make business financing fast, flexible, and stress-free. Our Working Capital Advance offers:

Fast & Simple Funding

Get approved in as little as 24 hours, with funding in 48 hours.

Flexible Repayments

Payments are based on your sales, ensuring no fixed monthly obligations.

No Traditional Loan Requirements

No collateral, long-term commitments, or high credit score needed.

Use Funds However You Need

No restrictions on how you use the capital.

Higher Approval Rates

We focus on revenue, not credit history, making approvals easier for small businesses.

How to Apply for a Working Capital Advance

Applying for a Working Capital Advance with ARMUS Capital is quick and straightforward:

Apply Online

Fill out our simple online application in minutes.

Get Approved

Our team reviews your application and provides a decision quickly.

Receive Funding

Once approved, receive funds in as little as 48 hours.

Repay

A small percentage of your daily or weekly sales is deducted automatically until the advance is fully repaid.

Get the Capital Your Business Needs

A Working Capital Advance from ARMUS Capital provides fast, flexible funding that grows with your business. Whether you need cash for operations, expansion, or unexpected expenses, our revenue-based repayment structure ensures your business has the support it needs—without the burden of fixed payments.